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dispute inaccurate credit information 3

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When you spot an error on your credit report, like a late payment that never happened, facing the dispute process can feel overwhelming, but it's your right to get inaccurate credit information fixed. Start by gathering supporting documents and sending a clear letter to the credit bureau, outlining exactly what's wrong and why it needs to be corrected. The bureau then has 30 days to investigate with the data furnisher, who must prove the info's accuracy or remove it.