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There is a particular flavor of unpleasant discovery that happens to new digital nomads about three months into their first extended trip abroad

Nobody plans to be the person who skips travel insurance

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Filing a travel insurance claim from abroad is one of those experiences that teaches you, very quickly, whether you bought the right policy

A friend of mine — a freelance developer who'd been traveling for three years without a serious incident — fell off a scooter in northern Thailand and broke his collarbone. The injury itself wasn't catastrophic

When a remote worker in rural Colombia fractured her spine in a motorcycle accident last year, the nearest neurosurgeon capable of performing the required surgery was 1,400 kilometers away — in Bogotá. The air ambulance to get her there cost $38,000

Travel insurance marketing is very good at communicating the big numbers. "Up to $1,000,000 in medical coverage." "Emergency evacuation included." "24/7 assistance worldwide

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When a remote worker in rural Colombia fractured her spine in a motorcycle accident last year, the nearest neurosurgeon capable of performing the required surgery was 1,400 kilometers away — in Bogotá. The air ambulance to get her there cost $38,000

A base travel insurance policy is like a bare-bones laptop: it functions, technically, but you'll quickly discover what's missing. For occasional vacationers, the standard coverage is often fine