Small businesses can shop off-exchange by asking a broker to compare...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

Small businesses can shop off-exchange by asking a broker to compare small-group plans or contacting insurers directly for quotes. If traditional group coverage doesn’t fit, an HRA may let the business reimburse employees for eligible individual coverage