Look, when my agent asked me when I last reviewed my policy, I realized it had been 6 years. I thought I was covered for everything, but turns out my roof replacement was depreciated way more than I expected. Learned the hard way to review policies regularly!
https://www.slideserve.com/eogernrhbu/don-t-ignore-insurance-the-subtle-coverage-mistakes-that-cause-the-biggest-dama
Look, when my agent asked me when I last reviewed my policy, I realized it had been 6 years. I thought I was covered for everything, but turns out my roof replacement was depreciated way more than I expected