fix credit report mistake 3

https://mill-wiki.win/index.php/How_to_Master_the_Credit_Report_Dispute_Process_and_Fix_Errors_Fast

I finally decided to tackle that error on my credit report that's been bugging me for months. It listed a late payment on a loan I never had. Took some digging, but I gathered my proof, filed a dispute with the credit bureau online, and now I'm just waiting for them to investigate. Honestly, it felt good to take control of my financial health.