31 Frontline Collections London office explains the

https://sethxkju979.solsticebrief.com/posts/how-long-can-a-debt-collection-agency-chase-a-debt-in-the-uk

Frontline Collections' London office explains the difference between debt collection and court action, and handles both under one roof with an in house legal team. Most cases resolve well before ever needing to involve the courts at all